The Open Enrollment period for 2015 coverage began on November 15, 2014 and will end on February 15, 2015. With a little over two weeks left to enroll, the Healthy Allegan County Coalition (HACC) is urging eligible Allegan County residents to make sure they enroll before the February 15 deadline.
Residents who do not enroll before the deadline will be unable to buy Marketplace health coverage on the HealthCare.gov website unless they qualify for a Special Enrollment Period. It is crucial that all eligible residents enroll by February 15 deadlines as if not, they may be subject to a penalty. The penalty fee is 2% of your income or $325/per adult $162.50 per child, whichever is more.
If you enrolled in the Marketplace last year, your coverage ended December 31, 2014, regardless of when you enrolled. Those enrolled in the Marketplace in 2014 are able to change their plan at anytime until February 15. This is beneficial for some, as the prices for coverage have increased.
Those who receive health insurance through Medicaid, Healthy Michigan or the Children’s Health Insurance Program (CHIP) can enroll anytime of the year.
Assistance for residents who still need help enrolling is available. Intercare will be hosting the following ACA and Healthy Michigan Enrollment Community Events within the coming weeks:
- Monday, February 2, 2015 10:00 am – 3:00 pm: Allegan Library (331 Hubbard St. Allegan, MI)
- Tuesday, February 3, 2015 10:00 am – 3:00 pm: Fennville Library (400 W. Main St, Fennville, MI)
For more information about enrollment, the Healthy Allegan County Coalition encourages people to seek assistance from InterCare or Michigan Primary Care Association. Both agencies offer free enrollment assistance. InterCare’s enrollment line is (855) 405-0182. To reach Michigan Primary Care Association, please call (269)235-9667 or email firstname.lastname@example.org.
Additionally, those looking for healthcare options can visit MICoverage.org to learn more about coverage options in Michigan.
“We know that many struggle with the affordability of health care coverage. The Marketplace application process will also determine if you are eligible for Healthy Michigan or other Medicaid programs instead of marketplace insurance coverage. Utilizing the healthcare.gov website also ensures that the individuals get all the tax credits which can greatly reduce the cost of insurance. I strongly encourage uninsured individuals to visit healthcare.gov or one of the community forums and sign up for coverage by the deadline. Having health insurance coverage is the first step towards a healthier you.” said Angelique Joynes, Health Officer for the Allegan County Health Department when asked about the approaching deadline.
Healthy Allegan County Coalition is a public/private alliance of organizations who are working together to help ensure all Allegan County residents have access to affordable, quality health services. For more information please visit HealthyAlleganCounty.org.